Indigo Credit Card – crafted for people with fair or bad credit

Indigo Credit Card is specifically crafted for people with fair or bad credit, who are trying to rebuild their credit as well as improve their credit score. You can use your Indigo Platinum MasterCard for purchases and cash advances anywhere you see the MasterCard logo, at over 33 million locations in 210 countries.

Indigo Credit Card is issued by Celtic Bank, Salt Lake City Utah with free online account access. This card charges no foreign transaction fees.

Indigo Credit Card

Indigo Credit Card Benefits

  • Indigo Platinum Mastercard® is accepted at over 35 million locations globally
  • There’s free online account access
  • Get protection from fraud, if your card is lost or stolen
  • Offers easy pre-qualification process with the prompt response
  • Its pre-qualification process has no impact on your credit score
  • Previous bankruptcy is not a problem.

Indigo Credit Card Fees/Rates

  • Annual Fee – $75- $99
  • Purchases APR Rate – 23.9% (Variable)
  • Cash Advance Rate – 29.9% (Variable)
  • Cash Advance Fee – $5 or 5% of the cash advance fee, whichever is greater
  • Interest-Free Period – Up to 25 days
  • Minimum Interest – $0.5
  • Late Payment Fee – Up to $38
  • Returned Payment Fee – Up to $38
  • Foreign Transaction Fee – 0%
  • Additional Cards Annual Fee – $25
  • Chip Technology – None
  • Regular Purchase APR – 23.90% (Fixed)

How to Apply for Indigo Credit Card

Application Criteria

  • Applicant must be at least 18 years of age
  • Applicants should be at least 19 years old if they are residents of Alabama.

How to Apply

  • Scroll to the indigo application page
  • Enter the following details; First name, MI, Last name, Suffix, Address, City, State, Zip code, DOB, SSN, Email address, Primary phone, and Secondary phone
  • Review the T & C of the card and agree
  • Consent to electronic disclosures
  • Tap on the “Pre-Qualify Now” link.

How to Check Indigo Credit Card Application Status

To check your application status, call at 1-866-946-9545.

How to Activate Indigo Credit Cards

To activate your newly acquired Card, you are to login into your account to be further directed on what to do.

How to Login Indigo Credit Cards

  • Scroll to Indigo Webpage
  • Key in your Username and Password.
  • Tap on the “Login” link.

How to Recover Indigo Credit Card Username/Password


  • Firstly, scroll to Indigo Webpage
  • Secondly, provide the following; Username, Last 4 digits of account, Social security number, and Date of birth.
  • Thirdly, tap on the “Submit” link.


  • Firstly, scroll to Indigo Webpage
  • Secondly, enter your Email, Last 4 digits of Account, SSN, and DOB.
  • Lastly, tap on the “Submit” link.

How to Make Bill Payment

To make your bill payment online,

  • Login in to your account
  • Locate the payment tab, and make your bill payment
  • You can also pay, by calling customer service at 1-866-946-9545.

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