If you’re looking for a Card with more rewards and less fees, Wells Fargo Credit Card Rewards is that Card. It is very easy to earn bonus points and redeem. The Wells Fargo Credit Card Rewards has no annual fee and is about $15.82 per year cheaper than the average credit card. Check out the amazing reward and rates.
Wells Fargo Credit Card Rewards
- Firstly, receive 20,000 bonus points when you spend $1,000 (net purchases) in the first three months
- Secondly, get 5X rewards points for every $1 spent on gas, grocery, and drugstore net purchases for the first 6 months on up to $12,500 spent
- Thirdly, get 1 rewards point per dollar on all other net purchases
- Lastly, redeem points for travel, gift cards, cash redemption options or merchandise through go Far™ Rewards.
Wells Fargo Credit Card Rewards Key APRs & Fees
Purchase Intro APR
0% for 12 months
Transfer Intro APR
0% for 12 months
18.15% – 26.99% (V)
Balance Transfer Fee
3% (min $5)
Wells Fargo Credit Card Rewards Additional Information
Maximum Late Fee
Maximum Overlimit Fee
Maximum Penalty APR
Cash Advance Fee
5% (min $10)
Cash Advance Rate
24.99% – 26.99% (V)
Foreign Transaction Fee
How to Apply for the Wells Fargo Credit Cards Rewards
Check your credit score: The credit card companies are provided with a sense of your creditworthiness by FICO credit score.
- Firstly, payment history makes up 35% of your FICO score
- Secondly, amounts owed accounts for 30%
- Length of credit history accounts for 15%
- Lastly, credit mix and new credit both contribute 10% each to your score
Provide the basic information’s necessary to complete the application.
This basic information’s includes the following;
- Contact details
- Current address
- Financial data, such as your income
- Social security number
- Date of birth
- Mother’s maiden name
- If you have a thin credit file, (i.e.) you have little or no credit history, then you may be asked for more information or proof of the information you provided, such as a copy of a government-issued ID or a previous address.
- Next, submit your application; Once you click the “Submit”, button, your application will be sent to the issuer for approval
- Finally, wait up to 2 weeks for a decision on your credit card application.
Wells Fargo Customer Service
Find answers to your questions by contacting Wells Fargo customer service by phone at 1-800-869-3557.