Value+ Credit Card – get up to 55 days interest free on purchases.

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Value+ Credit Card combines all the benefits of Visa with a competitive, low interest rate. This card can be used for unexpected expenses or just everyday spending. Cardholders can get up to 55 days interest free on purchases.
Value+ Credit Card is issued by Newcastle Permanent. Get easy access to your money whenever you need it and anywhere Visa is accepted.

Value+ Credit Card

Value+ Credit Card Benefits

  • Cardholders enjoy a low purchase rate, which can help them save money on their credit card spending
  • With this card, you can save money on new purchases as this card offers up to 55 Interest-free days if you pay your balance in full by the statement due date.
  • Offers a range of Visa benefits, including worldwide access (anywhere Visa is accepted).
  • Enjoy Visa payWave tap-and-go payments.
  • There’s online shopping convenience with Visa Checkout
  • Stay protected with Visa Zero Liability Policy against fraudulent transactions
  • You can request up to 3 additional cardholders at no extra cost, if you desire to share your credit card account with a family member.

Value+ Credit Card Fees/Rates

  • Annual Fee – $49 p.a.
  • Maximum Balance Transfer Amount – Up to available credit limit
  • Purchase Rate – 11.99% p.a.
  • Interest Free Period – Up to 55days on purchases
  • Cash Advance Rate (p.a.) – 11.99% p.a.
  • Minimum Credit Limit – $500
  • Foreign Currency Conversion Fee (VISA) – 3% of transaction value.

How to Apply for Value+ Credit Card

Eligibility Requirements

  • Applicant must be at least 18 years of age
  • Must be an Australian Citizen currently residing in Australia
  • Should earn at least $20,000 p.a.

How to Apply

  • Navigate to the card’s application page
  • Key in your personal details; Full name, DOB, Australian driver’s license (where applicable), Residential address, Email address and Contact number.
  • Enter your employment details, including a copy of your most recent payslip. In case you are self employed, you will be required to include your financial statements and personal tax returns for the last two years.
  • Other details also required, are your Income, Assets and Liabilities, such as regular expenses (rent, mortgage payments etc.)
  • Also details of any balance transfers from non-Newcastle Permanent accounts
  • Information on any additional cardholders (if applicable)
  • Give answers also to any additional info that may be requested by Newcastle Permanent.

How to Activate Value+ Card

To activate your card, contact the customer care service by calling at +61 2 4907 6501.

How to Login Value+ Credit Card

  • Firstlty, Scroll to card’s login site
  • Secondly, enter your Customer ID
  • Key in your Password
  • Lastly, tap on the “Log on” link to complete the process.

How to Recover Password or Customer ID

  • Scroll to the login page
  • Navigate downwards, and tap on the “Forgot password/Forgot Customer ID link.


  • Enter your Customer ID
  • Then tap on the “Next” link.

Customer ID

  • Tap on the “Personal Member” link if you are
  • Then tap on the “Continue” link
  • Key in your First name, Last name, Date of birth, Post code and Driver’s license.
  • Thereafter, tap on the “Continue” link.

How to Report Lost or Stolen Card

To report a lost or stolen card, call at +61 2 4907 6501.

How to Make Bill Payment

  • Log on to your account
  • Locate the payment tab
  • Choose a convenient payment option
  • Make your bill payment.

Value+ Customer Service Number

Call: +61 2 4907 6501, for general info and enquiries on Value+ Credit Card.