Value+ Credit Card – get up to 55 days interest free on purchases.

Value+ Credit Card combines all the benefits of Visa with a competitive, low interest rate. This card can be used for unexpected expenses or just everyday spending. Cardholders can get up to 55 days interest free on purchases.
Value+ Credit Card is issued by Newcastle Permanent. Get easy access to your money whenever you need it and anywhere Visa is accepted.

Value+ Credit Card Benefits

Cardholders enjoy a low purchase rate, which can help them save money on their credit card spending
With this card, you can save money on new purchases as this card offers up to 55 Interest-free days if you pay your balance in full by the statement due date.
Offers a range of Visa benefits, including worldwide access (anywhere Visa is accepted).
Enjoy Visa payWave tap-and-go payments.
There’s online shopping convenience with Visa Checkout
Stay protected with Visa Zero Liability Policy against fraudulent transactions
You can request up to 3 additional cardholders at no extra cost, if you desire to share your credit card account with a family member.

Value+ Credit Card Fees/Rates

Annual Fee – $49 p.a.
Maximum Balance Transfer Amount – Up to available credit limit
Purchase Rate – 11.99% p.a.
Interest Free Period – Up to 55days on purchases
Cash Advance Rate (p.a.) – 11.99% p.a.
Minimum Credit Limit – $500
Foreign Currency Conversion Fee (VISA) – 3% of transaction value.

How to Apply for Value+ Credit Card

Eligibility Requirements

Applicant must be at least 18 years of age
Must be an Australian Citizen currently residing in Australia
Should earn at least $20,000 p.a.

How to Apply

Navigate to the card’s application page
Key in your personal details; Full name, DOB, Australian driver’s license (where applicable), Residential address, Email address and Contact number.
Enter your employment details, including a copy of your most recent payslip. In case you are self employed, you will be required to include your financial statements and personal tax returns for the last two years.
Other details also required, are your Income, Assets and Liabilities, such as regular expenses (rent, mortgage payments etc.)
Also details of any balance transfers from non-Newcastle Permanent accounts
Information on any additional cardholders (if applicable)
Give answers also to any additional info that may be requested by Newcastle Permanent.

How to Activate Value+ Card

To activate your card, contact the customer care service by calling at +61 2 4907 6501.

How to Login Value+ Credit Card

Firstlty, Scroll to card’s login site
Secondly, enter your Customer ID
Key in your Password
Lastly, tap on the “Log on” link to complete the process.

How to Recover Password or Customer ID

Scroll to the login page
Navigate downwards, and tap on the “Forgot password/Forgot Customer ID link.

Password

Enter your Customer ID
Then tap on the “Next” link.

Customer ID

Tap on the “Personal Member” link if you are
Then tap on the “Continue” link
Key in your First name, Last name, Date of birth, Post code and Driver’s license.
Thereafter, tap on the “Continue” link.

How to Report Lost or Stolen Card

To report a lost or stolen card, call at +61 2 4907 6501.

How to Make Bill Payment

Log on to your account
Locate the payment tab
Choose a convenient payment option
Make your bill payment.

Value+ Customer Service Number

Call: +61 2 4907 6501, for general info and enquiries on Value+ Credit Card.