Value+ Credit Card combines all the benefits of Visa with a competitive, low interest rate. This card can be used for unexpected expenses or just everyday spending. Cardholders can get up to 55 days interest free on purchases.
Value+ Credit Card is issued by Newcastle Permanent. Get easy access to your money whenever you need it and anywhere Visa is accepted.
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Value+ Credit Card Benefits
- Cardholders enjoy a low purchase rate, which can help them save money on their credit card spending
- With this card, you can save money on new purchases as this card offers up to 55 Interest-free days if you pay your balance in full by the statement due date.
- Offers a range of Visa benefits, including worldwide access (anywhere Visa is accepted).
- Enjoy Visa payWave tap-and-go payments.
- There’s online shopping convenience with Visa Checkout
- Stay protected with Visa Zero Liability Policy against fraudulent transactions
- You can request up to 3 additional cardholders at no extra cost, if you desire to share your credit card account with a family member.
Value+ Credit Card Fees/Rates
- Annual Fee – $49 p.a.
- Maximum Balance Transfer Amount – Up to available credit limit
- Purchase Rate – 11.99% p.a.
- Interest Free Period – Up to 55days on purchases
- Cash Advance Rate (p.a.) – 11.99% p.a.
- Minimum Credit Limit – $500
- Foreign Currency Conversion Fee (VISA) – 3% of transaction value.
How to Apply for Value+ Credit Card
Eligibility Requirements
- Applicant must be at least 18 years of age
- Must be an Australian Citizen currently residing in Australia
- Should earn at least $20,000 p.a.
How to Apply
- Navigate to the card’s application page
- Key in your personal details; Full name, DOB, Australian driver’s license (where applicable), Residential address, Email address and Contact number.
- Enter your employment details, including a copy of your most recent payslip. In case you are self employed, you will be required to include your financial statements and personal tax returns for the last two years.
- Other details also required, are your Income, Assets and Liabilities, such as regular expenses (rent, mortgage payments etc.)
- Also details of any balance transfers from non-Newcastle Permanent accounts
- Information on any additional cardholders (if applicable)
- Give answers also to any additional info that may be requested by Newcastle Permanent.
How to Activate Value+ Card
To activate your card, contact the customer care service by calling at +61 2 4907 6501.
How to Login Value+ Credit Card
- Firstlty, Scroll to card’s login site
- Secondly, enter your Customer ID
- Key in your Password
- Lastly, tap on the “Log on” link to complete the process.
How to Recover Password or Customer ID
- Scroll to the login page
- Navigate downwards, and tap on the “Forgot password/Forgot Customer ID link.
Password
- Enter your Customer ID
- Then tap on the “Next” link.
Customer ID
- Tap on the “Personal Member” link if you are
- Then tap on the “Continue” link
- Key in your First name, Last name, Date of birth, Post code and Driver’s license.
- Thereafter, tap on the “Continue” link.
How to Report Lost or Stolen Card
To report a lost or stolen card, call at +61 2 4907 6501.
How to Make Bill Payment
- Log on to your account
- Locate the payment tab
- Choose a convenient payment option
- Make your bill payment.
Value+ Customer Service Number
Call: +61 2 4907 6501, for general info and enquiries on Value+ Credit Card.