Tuffy Credit Card – get the best value for your servicing and repairs.

Tuffy Credit Card is a line of credit designed for vehicle owners to get the best value for their servicing and repairs. This card offers special benefits and financing options to cardholders. It can be used to change parts, tires, and accessories, and also for services like oil changes, brake repairs, and transmission repairs.
Tuffy credit card is issued by Synchrony Bank with no annual fee for card usage. This card is accepted at over 175 participating Tuffy Auto Service Centers nationwide and Exxon/Mobil locations.

Tuffy Credit Card

Tuffy Credit Card Benefits

  • Firstly, offers 90 days no interest financing
  • Secondly, get free road-side assistance for 1 year
  • Thirdly, offers cardholders special discounts and coupons, that are on offer throughout the year.
  • Fourthly, on purchases of $199 or more, there’s no interest if paid in full within 6 months
  • Also, accepted at gas stations nationwide
  • The card is accepted at over 25,000 Synchrony Car Care locations
  • Convenient monthly payment options
  • Lastly, convenient online account management.

Tuffy Credit Card Fees/Rates

  • Annual Fee – None Charged

How to Apply for Tuffy Credit Card

  • Visit the card application page online
  • First, go through the Terms and Conditions of the credit card before applying
  • Fill in the following details; Initial purchase amount if known?, First name, Middle name, Last name, Suffix, Mailing address, Apt#, Zip code, Primary phone number, Type, Additional phone number, Type, Email address, Confirm email address, Social security number, Date of birth, Housing information, and Monthly Net income from all sources
  • Next, you are to answer the question, “Do you have a joint applicant?” by ticking the “Yes” or “No” button.
  • Thereafter, choose a statement delivery method
  • Also, if you agree to the optional card security enrollment selection, tick the appropriate box
  • Lastly, click the “Continue” button

How to Activate Tuffy Credit Card

Once you receive your card via mail, you are to call the number on the sticker on your card. Calling the number on this sticker enables your information to get verified, which in turn activates your card.

How to Login Tuffy Credit Card

To login,

  • Scroll to the login page of Tuffy CC
  • Key in your user ID and password
  • Tap on the login button to log in.

How to Recover User ID or Password

User ID

  • Key in your card number
  • Your name as it appears on the card
  • Security code, and
  • The last 4 digits of the primary cardholder’s SSN
  • Finally, tap on the “Verify” button to retrieve your User ID.


  • Key in your card number
  • Your name as it appears on the card
  • Key in your security code
  • The last 4 digits of the primary cardholder’s SSN
  • Finally, tap on the “Verify” button to reset your password.

How to Make Tuffy Credit Card Bill Payment

You can make your Tuffy credit card bill payment by enabling an auto-pay. To do this;

  • Firstly, go to the homepage, choose auto-pay, off-link situated below the “Make Payment” button
  • Secondly, tap on the “Enroll in Auto-pay button
  • Choose a payment amount and payment source
  • Consent to the Terms and Conditions of Auto-pay
  • Lastly, go through the Auto-pay settings, and submit. A confirmation screen will pop up, displaying your Auto-pay settings and a confirmation number.

Tuffy Credit Cards Customer Service Number

Call: (800) 22-TUFFY, to gain access to a customer care agent.

About Vita Plux

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