Truly Simple Credit Card – make everyday purchases on one card simple

Consolidate your high-rate cards and make everyday purchases on one card that can make saving simple. Truly Simple Credit Card charges a low intro rate and no annual fee. It is suitable for making big-ticket purchases.
A truly Simple credit card is issued by Fifth Third Bank. You can upload your card to any one of Fifth Third’s digital wallet solutions and save time at checkout.

Truly Simple Credit Card

Truly Simple Credit Card Benefits

  • Firstly, save time at checkout! Upload your card to any one of Fifth Third digital wallet solutions
  • Secondly, charges no penalty rate for a missed payment
  • Thirdly, no annual fee charge
  • Fourthly, there’s supplemental coverage for damage or theft of your covered cell phone, once you pay your monthly wireless bill using your Truly Simple credit card
  • Also, cardholders get price protection coverage
  • Offers Extended Warranty where cardholders can get double the original manufacturer warranty for up to 12 months as they pay on their card
  • Enjoy Mastercard Priceless® Cities, and take advantage of special offers like behind-the-scenes access and tickets to the most coveted events. Offers can be found near you at
  • Cardholders get emergency customer service anywhere anytime. Call a Mastercard representative at 800-307-7309 (US)
  • With Zero Liability, you can get protection from unauthorized purchases on your account
  • Lastly, get Mastercard ID Theft Protection™.

Truly Simple Credit Card Fees/Rates

  • Annual Fee – $0
  • APR Rate – 13.74% – 24.74% (Variable)
  • Penalty Rate – None
  • Penalty Fee – $35
  • Balance Transfer Fee – $5 or 4%
  • Cash Advance Fee – $5 or 4%
  • Foreign Transaction Fee – 3%.

How to Apply for Truly Simple Credit Card

Applying Online

  • Firstly, go to the Official Application Page
  • Answer the following questions;
  • Are you an existing Fifth Third customer
  • Are you a citizen or resident alien of the U.S. with an SSN?
  • Enter your offer code
  • Lastly, tap on the “Continue” link.

Apply via a Branch
Locate a branch, and apply for Truly Simple CC

Apply via Phone
Call at 866-671-5353, to apply for Truly Simple CC.

How to Activate

  • Firstly, scroll to the Activation Page
  • Enter your User ID and Password
  • Thirdly, tap on the “Register” button.

How to Login Truly Simple Credit Card

To gain access to your credit card account;

  • Scroll to the Fifth Third Bank login page
  • Enter your User ID and Password
  • Tap on the “Login” link.

How to Recover Username Truly Simple Credit Card User ID

  • Scroll to Login Page
  • Enter the following details; Last name, Social security number, Zip code, and Account or card number
  • Tap on the “Next” link.


  • Scroll to Login Page
  • Key in the User ID, linked to your Fifth Third account
  • Tap on the “Next” link.

How to Make Truly Simple Credit Cards Bill Payment

  • Log into your account
  • Locate the payment tab
  • Choose a convenient bill payment option and make your bill payment.

Truly Simple Credit Card Customer Service Number

Call: 1-866-671-5353, to gain access to a customer care agent.

About Vita Plux

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