Tesco CLUBCARD Credit Card – spread the cost of a one-off purchase

Tesco CLUBCARD Credit Card can help you spread the cost of a one-off purchase with flexible and manageable monthly payments. It is easy to get approved for this credit card and it can actually help you build your credit.
Tesco CLUBCARD credit card is issued by Tesco Bank. Cardholders can set up email and text alerts to ensure they never miss a payment. You can also get your credit report for free.

Tesco CLUBCARD Credit Card

Tesco CLUBCARD Credit Card Benefits

  • Get Tesco Clubcard points almost everywhere your card is used
  • Cardholders get their credit report for free
  • A CLUBCARD credit card can help you build your credit history
  • Email and text alerts can be set up to make sure you don’t miss a payment.
  • Benefit from Tesco Bank partnership with Noddle
  • There are flexible, and manageable monthly repayments from £25.

CLUBCARD Credit Card Fees/Rates

  • Annual Fee – £0
  • Late Payment Fee – £12
  • Over Credit Limit Fee – £12
  • Return Payment Fee – £12
  • Representative APR – 27.5% (Variable)
  • Balance Transfer Fee – 3.99%.

How to Apply for Tesco CLUBCARD Credit Card

To apply and get approved for a CLUBCARD credit card, applicants must meet the following criteria;

  • Intending applicant must have an annual income of £5,000 or more.
  • Must be at least 18 of age
  • Applicant must live in the UK, or have a BFPO address
  • It is expected that an applicant should not currently hold a Tesco Bank credit card
  • An applicant must not have applied for a Tesco Bank Foundation credit card in the last month.

How to Apply

  • Visit the Official Application Webpage of Tesco Bank
  • Key in the following details; First name, Last name, Date of birth, and Postcode
  • Next, you are to tap on the “Start Your Application” link, where you can complete your application.
  • You will get a decision in 10 minutes of Approval.

How to Activate Tesco CLUBCARD Credit Card

To activate your newly acquired CLUBCARD;

  • Sign in to your account
  • Tap on your account, and then choose “Manage Account” at the top right-hand corner
  • Choose “Activate Card” in the account summary on the account overview.
  • You can alternatively call 0345 300 4278.

How to Login Tesco CLUBCARD Credit Card

To login CLUBCARD credit card;

  • Scroll to the login link
  • Key in your Username
  • Tap on the “Remember My Username” box
  • Tap on “Log In”

How to Recover CLUBCARD Credit Card Username/Password

Username

  • Scroll to Tesco Bank secure login page
  • Key in your name, date of birth, and postcode.
  • You can also key in your 16 digit card number or account number and sort code from your current account, credit card, savings, or loan account.
  • Once your details get verified, your username will pop up on your screen.

Password

  • Firstly, scroll to Tesco Bank secure login page
  • Secondly, tap on “Forgotten Your Password”, and key in your security number.
  • Thirdly, you’ll be prompted for an access code In case your device is not recognized You are to ensure that your mobile or landline number is accurate. Tap “Send”.
  • Once your details are accurate, you’ll need to create a new password.

How to Make CLUBCARD Credit Card Bill Payment

By Direct Debit

  • Register for online banking
  • Log into your online account, “choose to manage account”, at the top right-hand corner
  • Choose “Make a Payment”, and then “Manage Direct Debit”.

Transfer

  • Transfer the money to sort code 40-64-15, account number 31310006, and key in your 16-digit credit card number as a reference.

Mobile App
To pay using a mobile app;

  • Log in to the Mobile App
  • Choose the credit card you wish to make a payment on
  • Choose the menu icon, and thereafter, choose “Pay with debit card”.

Tesco CLUBCARD Credit Card Customer Service

Call: 0345 300 4278, to gain access to a customer care agent.