Surge MasterCard – Features and Benefits of the Surge MasterCard

The Surge MasterCard is an important credit card. It has liability protection in case of fraud for its cardholders. To upgrade your credit card to a better card, why not try the Surge MasterCard? The Surge MasterCard helps individuals with bad credit to rebuild their credit and improve their FICO Score. If you really need a card, you can go ahead and apply for the card at Applying for the card online is very easy and fast as you will get a response about your acceptance immediately after applying for the card.

Surge MasterCard

Before applying for the card, let’s consider its benefits.

Features and Benefits of the Surge MasterCard

  • All credit card activities are reported to the 3 major credit bureaus.
  • Cardholders must enroll for an online account and the online account is accessible 24/7.
  • Depending on your credit score, the initial credit limit is $500.
  • In case you do not meet the credit requirement for an unsecured card, you can qualify for a secured card with a credit limit below $500.
  • The APR is 29.99%.
  • Also, the annual fee for the first year is $125 and in subsequent years you pay $96.
  • $30 for an additional card, a one-time fee.
  • $38 returned payment.
  • Late payment fee of $38.

However, this card has some requirements that if you don’t reach, you will not be able to get it even after application. If you meet the requirements before applying, you will get the card instantly.

Surge Credit Card Requirements

  • To start with, you must be 18 years or above.
  • Each applicant must have a Social Security Number or TIN.
  • You must be a United Kingdom citizen or a resident.
  • To get the card, you must apply through their official website at
  • You must have an internet connection on whatever device you are using to access the portal.
  • Also, if your credit is very bad or you have not spent up to 5 million in the past 3 years, don’t apply for it. If your credit is good and you have spent up to 5 million is the past 3 years, you can apply for it.
  • On the other hand, you must be willing to provide your personal details like; your full name, email address, and the rest.
  • Lastly, you must provide your financial details and agree to their terms and conditions.

If you have met all the requirements, let’s learn how to apply for the Surge Credit card.

How to Apply for the Surge Credit Card

  • Firstly, go to
  • Secondly, on the page, you will see the ‘’Apply Now’’ button. Click on it.
  • Thirdly, on the next page, you will see the application form.
  • Also, here, enter your; Full name, date of birth, email address, social security number, phone number, street address, and zip code.
  • Proceed further to enter your; monthly and net income as well as any other financial detail necessary.
  • Click on the Apply Now Button.
  • Further, carefully review all the terms and conditions of the card. If you accept them, tick the small box below the page.
  • Lastly, click Submit.


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