Santander Zero Credit Card is great for spending when you travel abroad as it charges no foreign transaction fees on purchases abroad. It also charges no cash withdrawal fee anywhere in the world. With your new credit card, you’ll get five welcome offers to help you get started. Simply switch on Retailer Offers within 60 days of activating your new card.
Santander Zero Credit Card is issued by Santander Bank. Cardholders enjoy 56 days interest-free period on purchases meaning that if you pay off your balance in full and on time every month, you won’t be charged interest.
Santander Zero Credit Card Benefits
- No Annual fee
- No foreign transactions fee charges
- Cardholders enjoy 56 free days of grace on interest rates
- Cardholders earn up to 15% cashback with retailer offers
- No cash withdrawal fees
- Also, cardholders can also get up to 25% cashback with welcome offers.
- Lastly, contactless payments with your digital device
Santander Zero Credit Card Fees And Rates
- Annual Percentage Rate for Purchases – 18.9%
- Cash transactions – 18.9%
- APR for Balance transfers – 18.9%
- Grace Period – 56 days
- Minimum Interest Charge –$1
- Annual Fee – None
- Cash Advances fees – 3%
- Foreign transactions fee – None
- Late Payment – $35
- Credit Limit – £1,200
- Returned Payment – $35.
Criteria To Apply For Santander Zero Credit Card
- Firstly, the applicants must be 18 years or older
- Secondly, have a credit check carried out
- Thirdly, live in the UK permanently
- Fourthly, you have an income of £7,500+per year
- Have details of your yearly income and outgoings
- Have a UK address and a three-year address history
- Also, you don’t already have a Zero Credit Card
- Have a good credit history, haven’t been declared bankrupt, had a CCJ or an IVA within the last 6 years.
- Lastly, agree to receive documents from us by electronic means which send to your email address.
How To Apply For Santander Zero Credit Card
There is 2 ways to apply either online or at your local branch nearest to you.
- On the Home page of Santander Bank
- Click on the “Apply Now” button
- Next, read through the key facts document and terms and conditions elaborated on the page.
- Then, click on the “Continue “ button
- Answers questions to proceed with the application
- Do you live in the UK? (Yes or No)
- Do you understand that a credit check will be carried out? (Yes or No)
- Next, click on the “Apply Now” button. On the next page
- Enter your Title, First Name, middle name, last name, Any other name you have been, or are known by?
- Email address, Confirm Email address,.Marital Status, Financial dependents,.Gender (Male, Female), Date of birth (dd/mm/yyyy), Nationality, dual Nationality
- Lastly, scroll down and click on the “Continue” button.
How To Activate Santander Zero Credit Card
The Santander Zero Credit Card can be activated by logging on to Online Banking or by calling 0800 9 123 123 to activate your card, Lines are open 7 am – 9 pm Monday to Saturday and 8am to 9 pm in Saturday.
How To Login to Santander Zero Credit Card
- Visit the home page of Santander Bank
- Click on the “Login” icon
- On the drop-down menu, key in your User ID and password.
How To Recover Your Santander Credit Card user ID And Password
- From the login section,
- First, click on the “forgot your User ID “ link
- On the next page, key in your social security number and date of birth
- Then, click on the “Continue” button.
- From the login section
- Click on the “forgot your password” link
- On the next page, key in your User ID and last 4 digits of SSN
- Then, click on the “Continue” button.
Report A Lost or Stolen Card
Call at 0800 9 123 123 to put a stop on your card. Or abroad call +44 151 264 8725.
How To Make Bill Payment With Santander Zero Credit Card
- Cardholders should log in online to make their bill payment
- Set up auto-pay for proper deduction from your financial institution to the credit card bank.
Santander Zero Credit Cards Customer Service Number
Contact the Santander Zero Credit Cards customer Service Center to speak with a representative at 0800 389 7000.