Royal Caribbean Credit Card – no annual fee and foreign transaction fee.

Are you planning a cruise with Royal Caribbean International®? Get the Royal Caribbean Credit Card Rewards for exciting rewards. cruise points are easy to earn with every qualifying card purchase you make. Points can be redeemed for onboard credit, stateroom upgrades, and cruise holidays on Royal Caribbean International® and their sister brands – Celebrity Cruises® and Azamara Club Cruises® You also get to choose from over 100 rewards.

The Royal Caribbean Credit Card Rewards is issued by Bank of America. This card charges no annual fee and no foreign transaction fee. You also get to receive a $50 Air2Sea airfare discount if you spend $3,500 on purchases in the first 90 days of account opening.

Royal Caribbean Credit Card Rewards Benefits

  • Firstly, get double MyCruise Points for every dollar spent on Royal Caribbean, Celebrity Cruises, and Azamara Club Cruises.
  • Secondly, get one point for every dollar spent on your everyday purchases
  • Thirdly, recieve 10,000 bonus points after your first qualifying transactions-redeemable for $100.00 onboard credit
  • Fourthly, two for one airfare after $3,500 in card purchases within the first 90 days
  • You get perks like Visa signature Concierge Service*, lost luggage protection, emergency cash worldwide, common carrier travel accident insurance, and more.
  • No annual fee
  • Lastly, no foreign transaction fee

Royal Caribbean Credit Card Rewards Details

Balance Transfer Rate (not intro)
13.99% to 23.99% variable

APR for Purchases (Purchase Rate)
13.99% to 23.99% variable

Annual Fee

Cash Advance Rate
16.99% to 25.99% variable

Card Type

Interest-Free Period
Up to 25 days

Returned Payment Fee


Foreign Currency Conversion Fee (VISA)
0% of the transaction value

Minimum Interest

How To Apply For The Royal Caribbean Credit Card Rewards

You must be at least 18 years old and a US citizen or permanent resident to qualify for this Card. After duly considering your options and your financial status, you can follow the steps below to apply for the Royal Caribbean Credit Cards;

  • Firstly, visit the Royal Caribbean Visa Signature Credit Cards website, and click “Apply Now”
  • Secondly, provide your personal info and financial details. “Click Review your info” button.
  • Thirdly, confirm that your information is accurate and submit your application
  • Fourthly, wait for a response to your application. Bank of America’s online approval system informs you of your application’s status almost immediately.

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