RH Credit Card – purchase any kind of houseware item or furniture

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Do you wish to purchase any kind of houseware item, furniture, or house material? RH Credit Card will grant you access to quality materials plus a convenient financing option that suits your needs.
RH Credit Card is issued by Comenity Bank. It charges no annual fee for card usage and requires a low credit score for approval.

RH Credit Card

RH Credit Card Benefits

  • Grants cardholders the access to customize their credit card payment in the choice, that best suits them. This allows for more flexibility of payment, and uses, which gives more benefits to the cardholders.
  • Cardholders get additional benefits as they purchase certain products and brands.
  • Charges no interest promotion
  • Restoration Hardware credit card offers promotional incentives
  • Offers high credit limits up to the tune of $30,000
  • There’s easy online account management
  • You can access quality materials.

RH Credit Card Fees/Rates

  • Annual Fee – None Charged
  • APR – 2.99% (Variable)
  • BT Intro APR – N/A
  • Purchase Intro APR – N/A
  • Regular APR – 26.24%

How to Apply for RH Credit Card

  • Proceed to the secure application page of Comenity Bank
  • Read through the important information about opening an account
  • Next, you to provide the following personal info; First name, MI (Optional), Last name, Suffix (Optional), SSN, DOB, and Annual income.
  • Thereafter, you are to provide the following contact info; Zip code, Street address, Suite or Apartment, City, State, Email address, Confirm email address, Mobile phone, Alternate phone
  • This next step, requires you to add an authorized buyer to your account. Do this by checking the “yes” or “No”
  • Tap on the “Continue” tab to be directed further on what to do to complete the application procedure.

How to Activate RH Credit Card

To activate your newly acquired Restoration Hardware CC;

  • Key in your, Credit card number, Zip code/Postal code and the Last 4 digits of your social security number or Social insurance number.
  • Tap on “Find my Account”
  • On the next page, key in your profile details, and set your Username/Password
  • Lastly, tap on the “Create Account” tab, to get your card activated.

How to Login RH Credit Card

To login Restoration Hardware CC,

  • Firstly, scroll to the login page of Restoration Hardware credit card
  • Secondly, key in your Username and Password
  • Lastly, tap on the “Sign In” button to log in.

How to Recover Username or Password

  • Firstly, scroll to the card login page
  • Secondly, key in the following details; Credit account number, Zip code/Postal code, Identification type, Last 4 numbers of SSN
  • Lastly, tap on the “Find my account” link.

How to Make RH Credit Card Bill Payment

To make your Restoration Hardware CC bill payment, do the following;


  • Firstly, sign in to your credit card account
  • Secondly, locate the payment tab
  • Thirdly, choose a suitable payment option and make your bill payment.

By Mail:
You can mail your payment to the following address;
Restoration Hardware Credit Card, P.O. Box 659705, San Antonio, TX 78265-9705

By Phone:
Call, The Restoration Hardware credit card customer service phone number for payments 866-522-8014.

RH Credit Card Customer Service Number

Call: 866-522-8014, to gain access to a customer care agent.