Restoration Hardware Credit Card – convenient monthly financing offers.

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Enjoy decent benefits from brands and patents using the Comenity Bank Restoration Hardware Credit Card. This comes with so many incentives and convenient monthly financing offers.
Cardholders can expect equal Monthly Payment Financing of; 2.99%, 3.99%, 4.99%, 5.99%, and 6.99% APR if paid in full within 12, 24, 36, 48, and 60 months with a minimum purchase of $1,000. Restoration Hardware offers convenient online account management, plus bill pay to cardholders. This card is rated ‘fair’.

Restoration Hardware Credit Card

Restoration Hardware Credit Card Fees/ Rates

  • Annual Fee –None charged
  • Purchase Introductory APR Rate – 2.99% – 6.99% for 12 -60 months
  • Transfer Introductory APR – Balance transfers not allowed
  • Regular APR –26.24% (V)
  • MLF – $38
  • Maximum Overlimit Fee – None
  • Maximum Penalty APR – None
  • Grace Period – 25 days
  • Online Response –No
  • Cash Advance Rate – N/A
  • Cash Advance Fee – N/A
  • Foreign Transaction Fee – N/A
  • Smart Chip – No

Benefits of Restoration Hardware Credit Card

  • Firstly, benefits from brands and patents when you purchase with them using the Comenity Bank RH credit cards. This comes with so many incentives.
  • Secondly, charges no interest in 12 months, which enables you pay the charge of the card without stress
  • Thirdly, cardholders can customize the credit card payment which is suitable for their conditions and needs.
  • Fourthly, the Restoration Hardware credit card comes in handy when a household ware item is to be purchased.

How to Apply for Restoration Hardware Credit Cards

Application Criteria

To apply and get approved for the Restoration Hardware credit cards, applicants must meet the following criteria;

  • First, the applicant must be at the age of majority in their state or territory
  • Secondly, Must have a valid government-issued photo ID
  • Thirdly, must have a valid government-issued SSN
  • Lastly, an applicant must have a street, rural route, or APO/FPO mailing address. PO Box mailing addresses are not allowed

How to Apply

  • Visit the application homepage of the Restoration Hardware credit card
  • Next, you are required to fill in your personal details which include; First name, Last name, SSN, Date of birth, Annual income, Intended purchase amount (optional)
  • Thereafter, you are required to fill in your contact info, which includes; House number, Zip code, Email address, Confirm email address, Mobile phone, Alternate phone
  • Lastly, click on the “Continue” button, to be navigated to the next page to proceed with the application process.

Customer Service

Call: 866-522-8014 to gain access to a customer care agent.