Apply for Public Bank Quantum Visa and enjoy up to 5% Cash Back on entertainment & departmental store transactions. Plus Earn 2 VIP Points per RM 1 spent on other retail transactions abroad and 1 VIP Point per RM 1 spent on other retail transactions locally. This card also provides a fast and convenient way to pay your purchases by simply “waving” your card when prompted by the contactless reader at the checkout for retail purchases of RM250 and below.
Public Bank Quantum Visa card is issued by Public Bank. There is no annual fee for the primary as well as supplementary cards.
Public Bank Quantum Visa Benefits
- Firstly, cardholders enjoy up to 5% Cashback on entertainment and departmental store transactions, capped at RM30000 per month Public Bank Quantum Visa card.
- Secondly, this card charges no annual fee for card usage
- Thirdly, enjoy up to 2X VIP Points
- Fourthly, there’s a 0% Flex-Payment Plan
- Also, customers can accumulate VIP Points whenever they spend on dining or shopping at retail stores, locally and abroad, and exchange same for more food vouchers or exciting goods.
- Enjoy savings and flexibility, as you transfer your outstanding credit card debts to a Public Bank credit card which helps you benefit from low one-time upfront interest starting from 0%.
- There’s a 0% installment for 12 months with a minimum purchase of RM1,200 exclusively for Public Bank Quantum Visa Credit Card.
- Lastly, receive a complimentary Public Bank Quantum MasterCard credit card, as you sign up for this credit card.
Public Bank Quantum Visa Fees/Rates
- Annual Fee – None
- Supplementary Card Annual Fee – RM0
- Sales & Service Tax – RM25
- Minimum Monthly Payment – RM50 or 5% of the outstanding amount
- Late Payment Fee – RM10 or 1%
- Cash Withdrawal Fee – RM20 or 5.00%
- Interest Rate on Cash Withdrawals – 18%
- Contact-less Payment Methods – Visa payWave.
How to Apply for Public Bank Quantum Visa
- Firstly, the minimum annual income required is RM36000
- Secondly, the minimum age required for the primary cardholder is 21 years old
- Thirdly, a Supplementary cardholder age should be 18 years old
- Fourthly, anybody can apply for Public Bank Quantum Visa.
How to Apply
- Visit the Application page
- Choose the card you want to apply for
- Next, fill out the following fields; Title, Name to appear on the card (Maximum 15 characters), Name (as per NRIC/Passport), Nationality /Citizenship, NRIC, Passport Number (for Non-Malaysian).
- Fourthly, country of birth, Date of birth, No of dependents, Sex, Marital status, Mother’s maiden name in full, Race, Email address
- Answer the question “Are you related to any Director/Staff of Public Bank Berhad or its subsidiaries.
- Next, if your answer is yes, provide Director/Staffs Name
- State the Relationship
- Lastly, tap on the “Next” link to complete the first phase of the application.
How to Activate Public Bank Quantum Visa
To activate your newly acquired Public Bank Quantum Visas
- Firstly, scroll to, and log into www.pbebank.com and click.
- Secondly, tap on the “Click Here” button to enroll in the PIN
- Next, select your type of credit card
- Then complete the online form, by keying in your card number, credit limit, IC number, cvc2 as well as mother’s maiden name.
- Lastly, tap on the “Activate Now” button, to activate your PERSONAL PIN.
How to Login Public Bank Quantums Visa
- Scroll to the Public Banks login page
- Enter your password and username
- Tap on the login link, to access your account.
How to Recover Public Bank Quantum Visa Username/Password
To recover your forgotten password, do the following ;
- Firstly, scroll to the PBe login page, and tap on the “Forgot Password” link
- Secondly, make sure, you have either a PAC registered mobile phone or Secure Sign Token and your Public Bank ATM Card
- Thirdly, key in the following details; User ID, IC number, and ATM Card number
- Fourthly, type in the security code displayed on the screen and tap on the “Submit” link
- Key in your new password, and tap on “Request for PAC Now”
- Key in your PAC number, and tap on the “Confirm” link
- Lastly, your password is now reset.
How to Make Public Bank Quantum Visa Bill Payment
To make your bill payment,
- Scroll to the Public Bank payment portal
- Select “Payment”
- Choose on “To Other Card” or “To Favorite Card”
- Choose your “From Account “
- Key in your credit card number in Beneficiary Account No.
- Type in Amount (RM) and tap on “Next”
- Tap on “Request PAC Now”
- Key in PAC
- Confirm details entered and tap on the “Confirm” link, to complete the transfer.
Public Banks Quantum Visa Customer Service Number
Call: 603-2179 9999, to gain access to a customer care agent.