Palais Royal Credit Card – make your transactions more rewarding.

Earn double points every day and enjoy exclusive savings offer using the Palais Royal Credit Card. As a cardholder, you’re automatically enrolled in the Style Circle Rewards* program — so you’ll get even more great benefits.
Palais Royal Credit Card is issued by Comenity Bank. It can be used to make your transactions at Palais Royal Stores more rewarding. This card has no annual fee charge attached to it, no introductory APR rate required. On the whole, it is a card with low credit requirements.


Palais Royal Credit Card Benefits

  • Firstly, cardholders get a $5 payback reward for every $100 spent by any mode of payment be it in-store or online.
  • Secondly, save more on credit card procurements
  • Thirdly, get a fascinating reward every Christmas
  • Fourthly, cardholders also get a special birthday offer every year. $10 for preferred and $20 for platinum cardholders.
  • Next, offers club 40 and exclusive discounts
  • Once you apply for the card, you’ll be automatically enrolled for Palais Royals Style Circle Community.

Palais Royal Credit Card Fees/ Rates

  • Annual Fee – None charged
  • Introductory APR Rate – None required
  • Normal APR Rate –25.24
  • Cash Advance APR Rate –N/A
  • Cash Advance Fee – N/A

How to Apply for the Palais Royal Credit Card

Application Criteria

To apply for and get approved for the Palais Royal Credit Card, applicants must meet the following criteria;

  • Firstly, the applicant must be at least 18 years of age
  • Secondly, it is expected that an applicant should have a valid government-issued photo ID
  • Thirdly, the customer Must have a valid U.S. SSN
  • Fourthly, an applicant should be a US resident
  • Lastly, the applicant must have a street, rural route, or APO/FPO mailing address

How to Apply

  • Firstly, visit the Homepage and tap on the “Apply” button at the top of the page.
  • Next, you will be directed to a new page where you will have to enter your personal info details in the fields provided. This includes; SSN, Date of birth, Annual income
  • Thereafter, visit the Contact details section and answer all the questions. This includes; Street Address, Apartment, City, State, Zip code, Email address, Mobile phone number.
  • Finally, opt for an authorized buyer. Tap “continue”.

How to check application status

Applicants who wish to check their application status can achieve this by calling the bank at 1-800-367-9284 and thereafter provide your application reference number to get the status report.

How to cancel the credit card

Cardholders who desire to cancel their credit card, or close their account can do so by calling the customer service at 1-800-367-9284 or visit the bank and request for account closure.

Customer Service

Call: 1-800-367-9284 to gain access to a customer care agent.

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