Mercedes-Benz Platinum Card – earn rewards for a lease, loan or service

Mercedes-Benz Platinum Card is designed for Mercedes-Benz customers who want to earn rewards toward a new lease, loan or service as well as enjoy luxury travel benefits. This card is a high-priced card but so is a Mercedes-Benz car.
The card is offered by American Express $475 annual fee. Check out the pros and Cons.

Mercedes-Benz Platinum Card


  • Firstly, 50,000 bonus points after you spend $1,000 in the first three months.
  • Secondly, no limit on points earned.
  • Thirdly, multiple redemption options.
  • Fourthly, no foreign exchange fees.
  • Luxury travel perks.
  • No preset spending limit.


  • Very high annual fee.
  • Balance is due and payable in full each month.

Mercedes-Benz Platinum Card Rewards

  • Firstly, five Membership Rewards points per dollar at Mercedes-Benz dealerships.
  • Secondly, one point per dollar on all other purchases.
  • Thirdly, $1,000 certificate toward the purchase or lease of a new Mercedes after spending $5,000 each year.
  • Fourthly, 2,000 miles waived at lease-end.
  • Also, $100 annual reward certificate for Mercedes-Benz accessories.
  • Access to airport clubs and luxury travel benefits.
  • Lastly, $200 airline credit.


This is a charge card; the balance is due in full each month.

Mercedes-Benz Platinum Card Fees

  • Annual fee: $475.
  • Foreign transaction fee: None.
  • Late payment fee: Up to $35; if you do not pay for two consecutive billing periods, your fee will be $35 or 2.99% of the past due amount, whichever is greater.
  • Returned payment fee: $29.
  • Over limit fee: None.

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Mercedes-Benz Platinum Card Review

This card has better rewards than the other Mercedes Amex card but is aimed at luxury travelers. It also has a luxury annual fee to match: $475. Besides the fee, it also has one very important difference. This card is a charge card, meaning you must pay the balance in full each month. The rewards are also a lot richer than on the other Mercedes card.

Both cards give you automatic membership in Amex’s Membership Rewards program. With this card, you earn five points for every dollar you spend at Mercedes dealerships, one point everywhere else.

You can also earn a $1,000 certificate toward the purchase or lease of a new – but not used – Mercedes after you spend $5,000; you can earn another $1,000 each year when you spend $5,000. However, you can’t combine them – each one expires after one year. Some models are not eligible.

Then there are the travel benefits, such as free access to airport clubs and lounges and a concierge. There’s also a $200 annual airline credit, and no foreign exchange fees. The $95 card doesn’t have these perks. You can also transfer your points directly into many airline frequent-flier programs.


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