Get access to low-interest costs and consolidate your debt without paying an annual fee using ME Frank MasterCard. This low-interest rate applies to purchases, balance transfers, and cash advances as well. With this card, you can shop securely online, in-store, or over the phone, as your transactions, are protected against fraud by MasterCard’s Zero Liability Policy.
ME Frank MasterCard is issued by ME Bank. You can add up to 8 additional cardholders to your account, at no extra cost. You also get one statement for the account and are responsible for all transactions and repayments.
Table of Contents
ME Frank MasterCard Benefits
- Firstly, this card is free from the annual fee hassles.
- Secondly, charges a low-interest rate of 11.99% p.a., which applies to purchases, balance transfers and cash advances.
- Thirdly, cardholders have the liberty of adding 8 additional cardholders onto their account, at no extra cost. You also get one statement for the account and are responsible for all transactions and repayments.
- Fourthly, shop securely online, in-store or over the phone, as your transactions, are protected against fraud by MasterCard’s Zero Liability Policy.
- You can temporarily lock your card via internet banking if you ever misplace it. Once you find your card, you can unlock it.
- MasterCard PayPass, helps you save time at checkout, as you use your card to “tap and go” without the need for a PIN when you make purchases under $100.
- Lastly, with MasterCard Priceless Cities, you gain access to Benefits and exclusive experiences.
ME Frank MasterCard Fees/Rates
- Annual Fee – $0 p.a.
- Purchase Rate (p.a.) – 11.99% p.a.
- Interest-Free Period – Up to 55 days
- Cash Advance Rate – 11.99% p.a.
- Minimum Credit Limit – $1,000
- Maximum Credit Limit – $15,000
- Foreign Currency Conversion Fee – 1.5% of the transaction value.
How to Apply for ME Frank MasterCard
Eligibility Requirements
To apply for ME Frank MasterCard, applicants must meet the following requirements;
- Firstly, the applicant should be at least 18 years of age
- Secondly, must be an Australian Citizen or permanent resident
- A good credit rating is needed
- Lastly, an applicant should earn a minimum of, $25,000, a year to apply for this card.
How to Apply
- Firstly, tap on this link
- Secondly, answer the question, “Are you already with ME”, by tapping on the “Yes” or, “No” option.
- Thirdly, agree to the terms and conditions of the card, by tapping on the “Let’s do this” button.
- On the new page, enter your Full legal name (as it appears on your driver’s license or Passport), Date of birth, Email address, Mobile and Residential address.
- Enter your Living situation, Relationship Status, and Number of dependents.
- Enter your Residency Status
- Lastly, tap on the “Onwards” link, to proceed further with the application.
How to Activate ME Frank MasterCard
Via Mobile App
- Firstly, click on the three-line icon to access the menu
- Click on “cards”, select the card you need to activate, then click on “Activate card”
- Key in your PIN
- Lastly, click on “Activate card”.
Via Phone
Call at 1300 307 986 to activate your card.
Via Internet Banking
- Firstly log in to internet banking
- Secondly, a notification will be displayed in your “to do” list, close to the top of the page. Tap on “do it”
- Thirdly, select the card you’re activating and set a 4-digit PIN for the card
- Begin the SMS confirmation process, and an SMS with a confirmation code will be sent
- Lastly, key in your SMS confirmation code.
How to Login ME Frank MasterCard
To gain access to your online credit card account;
- Go to https://ib.mebank.com.au/authR5/ib/login.jsp
- Enter your Customer ID and Access code
- Tap on the “Sign in to internet banking” link.
How to Recover Your Access Code
To recover your forgotten access code;
- Tap on the “Forgotten your access code” link
- On the new page, enter your Customer ID and Date of birth
- Tap on the “Next” link to get further directions on what to do.
ME Frank MasterCard Customer Service Number
Call: +61 3 9708 4001 to gain access to a customer care agent.