Luma Credit Card – access your accounts anywhere, anytime.

Apply online for Luma Credit Card and get approved instantly. You could get a credit card even if you’re new to credit, have CCJs, or other issues with your credit rating. Thus, this card is good for credit building. It offers credit limits up to £1500.
Luma Credit Card is issued by Capital One. With easy online account management and a mobile app, cardholders can access their accounts anywhere, anytime.

Luma Credit Card

Luma Credit Card Benefits

  • Offers cardholders manageable credit limits up to £1,500
  • Luma credit card is ideal for credit building
  • Charges no annual fee for card usage
  • Access your online account anywhere, anytime
  • Cardholders can streamline their household’s finances, and keep an eye on their overall expenditure
  • There are automated fraud alerts and free identity theft protection.

Luma Credit Card Fees/Rates

  • Annual Fee – None Charged
  • Representative APR Rate – 35.9% (Variable)
  • Late Payment Fee – £12
  • Overlimit Fee – £12

How to Apply for Luma Credit Card

  • Firstly, visit the Capital One secure application page
  • Secondly, key in the following details; Title, First name, Middle name, Last name, Date of birth, and Age
  • Next, you are required to provide your contact details; Do you live in the UK, Time at current address, Residential status, House/Flat Name/Number, and Postcode
  • Next, key in; Your total yearly income before taxes, Monthly income, Employment status, Occupation, Are you interested in taking an immediate Cash Advance?
  • Thereafter, you are to set up your account, by providing the following; Email, Confirm Email, Sign up for online-only statements. Tick “Yes” or “No”, Mobile number, Home number, and Work number.
  • Also, read through and tick the appropriate boxes, for the questions asked.
  • Lastly, go through the important info on the card, once you consent to the terms and agreement of the card, tap the “Submit” button, to submit your application for approval.

How to Activate Luma Credit Cards

To activate you newly acquire Luma CC, call at, 0333 000 0477.

How to Login Luma Credit Cards

To login Luma CC;

  • Scroll to Luma CC login page
  • Key in your username and password
  • Tap on the “Login” box, to gain access to your account

How to Recover Luma CC Password or Username

  • Firstly, scroll to Capital One’s Assistance Page
  • Provide answers to the security questions asked
  • Finally, to enable you to recover your password or username.

How to Make Luma CC Bill Payment

  • Firstly, sign in to your account
  • Locate the payment tab
  • Finally, choose a convenient payment option and make your bill payment.

Luma Credit Card Customer Service Number

Next, call: 0333 000 0477, to gain access to a customer care agent.

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