Granite Credit Card – designed for people with poor credit.

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Granite Credit Card is designed for people with poor credit. This card can help you stay in control of your finances with convenient paying online, or over the phone. Granite credit card is issued by Vanquis Bank with no annual fee. Cardholders can get up 56 days interest free on purchases. This card is widely accepted in the UK and abroad.

Granite Credit Card

Granite Credit Card Benefits

  • Helps cardholders stay in control of their finances
  • Charges no annual fee for card usage
  • Get up to 56 days interest free on purchases
  • Cardholders can add additional cardholder
  • There’s Free Fraud Monitoring to help you ward off any suspicious activity on your account
  • It is designed with Chip & PIN technology for added security, whenever you use your card
  • This credit card has a wide acceptance both in the UK and abroad
  • Offers an easy to manage credit limit from £150 – £1,000
  • Cardholders can get a credit limit increase after their 5th statement
  • Other further increases enabled every 5 months, up to £4,000*^
  • Offers cardholders convenient paying online, or over the phone.

Granite Credit Card Fees/Rates

  • Annual Fee – None Charged
  • Representative APR – 34.9% APR (Variable)
  • Late Payment Fee – £12
  • Inactivity Fee – None
  • Overlimit Fee – £12
  • Returned Payment Fee – £12
  • Copy Statement Charge – £5
  • Purchases APR Rate – 34.95% AER

How to Apply for Granite Credit Card

  • Firstly, navigate to Granite application page
  • Secondly, key in the following required details; Title, First name, Last name, Gender, Date of birth
  • Next, you are to key in your contact details, which includes the following; Home phone, Mobile phone, Work phone, Email address, Confirm email address
  • Thereafter, you are to key in a memorable word
  • Lastly, tap on the “Continue” tab to be directed further on what to do, to complete the application procedure.

How to Activate Granite Credit Cards

To activate your newly acquired Granite CC, call at, 0800 781 9660, 01623 23 23 23.

How to Login Granite Credit Cards

To login Granite credit cards;

  • Firstly, scroll to Granite login page
  • Secondly, key in your Username and Password
  • Thirdly, tap on the “Go” button, to gain access to your Granite account

How to Recover Granite Credit Card Password


  • Scroll to the login page of Granite CC
  • Key in your User ID
  • Tap on the “Next” field

How to Make Granite CC Bill Payment

  • Sign into your account
  • Key in your Vanquis account number
  • Key in the fourth and sixth characters from your security number
  • Tap the “Log in” tab, to get more information on what to do to complete your bill payment.

Granite Credit Card Customer Service Number

Call: 0330 099 3001 to gain access to a customer care agent.

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