Express Next Credit Card Apply – get your access to free shipping.

Earn rewards 2X as fast with Express Next Credit Card. This card offers 20 points for every $1 spent at Express, both in-store, and online. Whenever you check out with this card online, you get access to free shipping. Express Next Credit Card is offered by Comenity Bank. It charges no annual fee for card usage and can only be used at Express Stores.

Express Next Credit Card Apply

Express Next Credit Card Benefits

  • Cardholders earn 20 points for every $1 spent at Express, both in-store, and online
  • There’s a $10 reward certificate for 2,500 points
  • Offers cardholders complimentary birthday gift
  • Cardholders who upgrade to A-List status, get better benefits, by earning 7,500 points
  • Charges no annual fee for card usage.
  • Also offers Free Standard Shipping, On orders, when you make payment with your card.

Express Next Credit Card Fees/Rates

  • Annual Fee – None Charged
  • Intro Purchase APR – N/A
  • Regular Purchase APR – 24.99% (Variable)
  • Sign Up Bonus – None
  • Foreign Transaction Fee – None
  • Regular Balance Transfer APR – None
  • Penalty APR – None
  • Returned Payment Fee – Up to $25
  • Chip Technology – None
  • Intro Balance Transfer APR – None
  • Cash Advance APR – None
  • Late Fee – Up to $35

How to Apply for Express Next Credit Card

Application Criteria

  • Applicant must be at least 18 years of age for Express Next Credit Card
  • A valid government-issued photo ID
  • A valid SSN is needed
  • It is expected, that an applicant should have a clear credit history.

To Apply;

  • Open the secure application page of Comenity Bank
  • Read through the important information about opening an account
  • Next, you to provide the following personal information; First name, MI (Optional), Last name, Suffix (Optional), SSN, DOB, APO/FPO/DPO
  • Thereafter, you are to provide the following contact info; Zip code, Street address, Suite or Apartment, City, State, Email address, Confirm email address, Mobile phone, Alternate phone, and tick the box below if desire to join the Express Next Rewards Program
  • If you consent to the Terms and Conditions, agree to the receipt of the Privacy Notice, and consent to electronically submit your application.
  • Lastly, tap on “Submit to Open an Account” below to submit your Express Next application.

How to Activate Express Next Credit Card

To activate your newly acquired Express Next credit card;

  • Firstly, key in your, CC number, Zip code/Postal code, and the Last 4 digits of your social security number or Social insurance number.
  • Secondly, tap on “Find my Account”
  • Thirdly, on the next page, key in your profile details, and set your Username/Password
  • Fourthly, tap on the “Create Account” tab to get your card activated.

How to Login Express Next Credit Card

  • Scroll to the login page of Express Next credit card
  • Key in your Username and Password
  • Lastly, tap on the “Sign In” button to log in.

How to Recover Username or Password

  • Scroll to the card login page
  • Tap on the “Forgot Username/Password” link on the middle section of the screen.
  • Key in the following details; Account number, SSN, Date of birth, Mother’s name.

How to Make Express Next Credit Card Bill Payment Online

  • Firstly, sign in to your credit card account
  • Secondly, Locate the payment tab
  • Thirdly, choose a convenient payment option, to make your bill payment.

By Mail

  • Fill out a check, payable to “Express”, in the amount, you want to pay
  • Attach the payment stub, from your account statement, don’t staple your payment stub to your payment
  • Fill the Express credit card account number on your check or money order to, ensure that your payment is accurately credited to your account
  • Finally, mail your Express payment, with an envelope provided in your statement to the following address;

Comenity Bank
P.O. Box 659728
San Antonio, TX 78265-9728.

By Phone

  • Call: 800-201-4955, to make your express bill payment.

Express Next Credit Card Customer Service Number

Call: 1-800-201-4955, to gain access to a customer care agent.


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