Equityline Visa Card – great card for home improvement

Secure up to $100,000 in credit with your home equity using the Equity line Visa Card. This is a great card for home improvement, debt consolidation, business financing, etc. It offers low monthly payments and cardholders earn 1% cashback, every time they make a purchase.
Equityline Visa Card is issued by Home Trust with no annual fee. Its rates are between 5.99% and 11.99%, based on real estate collateral and borrower’s credit.

Equityline Visa Card

Equityline Visa Card Benefits

  • Firstly, secure up to $100,000 in credit with your home equity
  • Secondly, its rates is between 5.99% and 11.99%, based on real estate collateral and borrower’s credit
  • Thirdly, cardholders earn 1% cashback, every time they make a purchase
  • Fourthly, it is a great card for home improvement, debt consolidation, business financing, etc.
  • Also, offers low monthly payments.
  • Charges no annual fee
  • Enjoy Visa Auto Rental Collision/Loss Damage Insurance
  • Get guaranteed hotel reservations
  • Protects you against fraud, with it’s Visa Zero Liability
  • There’s purchase security Insurance, to enable you shop at ease
  • Home Trust Equityline® Visa Card offers emergency card and cash replacement
  • Next, gain access to cash at any ATM displaying the Visa or Plus logos, or by writing a convenience cheque
  • Finally, get secure access 24/7 to your current account information with Home Trust Visa Online.

Equityline Visa Card Fees/Rates

  • Annual Fee – None Charged
  • Purchase Interest Rate – 9.99%
  • Cash Advances – 9.99%
  • Interest-Free Grace Period – 21 days
  • Minimum Payment – 1.00% or $10.00
  • Over Limit Fee – $29.00.

How to Apply for Equityline Visa Card

  • Firstly, open the Home Trust Application Page through a secured browser
  • Secondly, once on the webpage, choose a province
  • Thirdly, tap on the “Next” link
  • Fourthly, go through Home Trust Equityline® Visa Card disclosure statement
  • Tap on the “Next” link, to be navigated to a new page
  • Read through the information required
  • Tap on the “Next” link, to proceed further
  • On the next page that pops up, answer the following questions;
  • How did you hear about Equityline Visa?
  • How much credit are you looking for? (Max. $100,000)
  • What is your primary use for the funds?
  • Next, when do you require the funds?
  • Thereafter, tap on the “Next” link to proceed further with the application process.

How to Login Home Trust Equityline Visa Card

To gain access to your credit card account;

How to Recover Username

  • On the login page, tap on the “Forgot Your Username?” password link
  • On the new page, you are redirected to, key in your credit card number
  • Tap on the “Begin Forgot Username” link.

How to Make Bill Payment

  • You can pay at any Canadian Financial Institution, that carries the Visa logo, either in the branch or via the web or telephone banking.
  • Alternatively, you can mail your cheque or money order directly to Home Trust in the envelope provided to you with your statement.

Equityline Visa Card Customer Service Number

Call: 1-888-281-7793, to gain access to a customer care agent.

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