Secure up to $100,000 in credit with your home equity using the Equity line Visa Card. This is a great card for home improvement, debt consolidation, business financing, etc. It offers low monthly payments and cardholders earn 1% cashback, every time they make a purchase.
Equityline Visa Card is issued by Home Trust with no annual fee. Its rates are between 5.99% and 11.99%, based on real estate collateral and borrower’s credit.
Equityline Visa Card Benefits
- Firstly, secure up to $100,000 in credit with your home equity
- Secondly, its rates is between 5.99% and 11.99%, based on real estate collateral and borrower’s credit
- Thirdly, cardholders earn 1% cashback, every time they make a purchase
- Fourthly, it is a great card for home improvement, debt consolidation, business financing, etc.
- Also, offers low monthly payments.
- Charges no annual fee
- Enjoy Visa Auto Rental Collision/Loss Damage Insurance
- Get guaranteed hotel reservations
- Protects you against fraud, with it’s Visa Zero Liability
- There’s purchase security Insurance, to enable you shop at ease
- Home Trust Equityline® Visa Card offers emergency card and cash replacement
- Next, gain access to cash at any ATM displaying the Visa or Plus logos, or by writing a convenience cheque
- Finally, get secure access 24/7 to your current account information with Home Trust Visa Online.
Equityline Visa Card Fees/Rates
- Annual Fee – None Charged
- Purchase Interest Rate – 9.99%
- Cash Advances – 9.99%
- Interest-Free Grace Period – 21 days
- Minimum Payment – 1.00% or $10.00
- Over Limit Fee – $29.00.
How to Apply for Equityline Visa Card
- Firstly, open the Home Trust Application Page through a secured browser
- Secondly, once on the webpage, choose a province
- Thirdly, tap on the “Next” link
- Fourthly, go through Home Trust Equityline® Visa Card disclosure statement
- Tap on the “Next” link, to be navigated to a new page
- Read through the information required
- Tap on the “Next” link, to proceed further
- On the next page that pops up, answer the following questions;
- How did you hear about Equityline Visa?
- How much credit are you looking for? (Max. $100,000)
- What is your primary use for the funds?
- Next, when do you require the funds?
- Thereafter, tap on the “Next” link to proceed further with the application process.
How to Login Home Trust Equityline Visa Card
To gain access to your credit card account;
- Scroll to https://www.ezcardinfo.com/login.aspx?b=hometrust#/
- Once you get on the webpage, enter your Username
- Tap on the “Log In” link.
How to Recover Username
- On the login page, tap on the “Forgot Your Username?” password link
- On the new page, you are redirected to, key in your credit card number
- Tap on the “Begin Forgot Username” link.
How to Make Bill Payment
- You can pay at any Canadian Financial Institution, that carries the Visa logo, either in the branch or via the web or telephone banking.
- Alternatively, you can mail your cheque or money order directly to Home Trust in the envelope provided to you with your statement.
Equityline Visa Card Customer Service Number
Call: 1-888-281-7793, to gain access to a customer care agent.