Are you a driver who wants to save money by buying insurance online? Then, Elephant Auto Insurance is for you. The elephant is an auto insurance company based in the US. It was established in 2009as a subsidiary of Admiral Group, an insurance company based in the UK. Elephant’s US headquarters are based in the Innsbrook area of Greater Richmond, Virginia’s Henrico County. Elephant insures cars of many brands, ATV’s collector cars and motorcycles. It as well sells property insurance for homeowners, condo owners and renters. It offers low rates, especially for car insurance. For the benefit of this article, let’s focus on car insurance.
Her auto insurance quotes were 9% lower than the average across the companies that were surveyed. GEICO and States Farm gave cheaper auto insurance policies for our profile driver. If you choose any of them, you will be saving between 24% and 40% yearly in insurance costs.
Elephant Auto Insurance Discounts
Discount Type Discount Amount
Multi-car discount up to 27%
Multi-policy discount up to 9%
Electronic Signature $100
Responsible driver (accident free, 5 years) up to 10%
Good student discount up to 12%
Online quotes 15%
Payment in full up to 13.5%
It is important to know that Elephant Auto Insurance has high rate of complaints from their customers. NAIC reported that Elephant has a complaint ratio index of 2.76; this is nearly 3 times the national median of 1.00. A lot of customers complain that Elephant is slow to respond to their problems and resistant to pay their claims. Many customers on the other hand claim that they have been well treated and things went well.
Elephant Auto Insurance Policies and Agents
This firm operates on a direct-to-customer business model. You don’t need to go through any third party or a mediator. Elephant is deeply rooted in the Admiral Group, one of the United Kingdom’s largest insurers. In the United States alone, she underwrites car insurance in 7 states including Virginia, Texas, Ohio, Tennessee, Virginia, Maryland and Illinois.
Further, as a customer of Elephant Auto Insurance, you can accept to repair your car at any auto workshop you like. But if you don’t know any, the company can give you a list of pre-qualified recommendations.
When you have a glass claim with Elephant,
they will call their express glass service to help you immediately. Comprehensive and collision insurance cover glass repair claims.
Moreover, Elephant partnered with Urgent.ly, a modern roadside assistance firm. Urgent.ly allows customers to track the location of roadside assistant drivers. Once you buy roadside coverage from Elephant, you get this service for free.
On the other hand, Elephant gives a service called accident forgiveness. This confirms that the rates will not go up after an at-fault accident. After enjoying elephant car insurance for some years, you will have access to accident forgiveness.
Lastly, if you have a comprehensive and collision insurance, you are free to enroll in the diminishing deductible program. This will reduce your deductibles by $100 each year you are accident free. If you are already a client of Elephant and want to file a claim, you can do that by email, send it to [email protected] or call (844) 937-5353.