Delight Platinum Credit Card – travel benefits for people who love luxury.

Posted by

Delight Platinum Credit Card offers unmatched cashback, surcharge waivers, entertainment, and travel benefits to people who love luxury. It is specially designed for the High Income or High Net Worth individuals, to help them derive the maximum out of it.
Delight Platinum Credit Card is issued by Kotak Bank. The application is online and easy. You have the access to set a spending limit on your Add-on Card as you wish.

Delight Platinum Credit Card

Delight Platinum Credit Card Benefits

  • Firstly, cardholders get 10% Cash-Back on Dining
  • Secondly, offers 10% Cash-Back on Movies
  • Thirdly, there’s Fuel Surcharge Waiver
  • Fourthly, offers also Railway Surcharge Waiver
  • Also, with Rs. 1,25,000 spend every 6 months and get 4 free PVR tickets or Rs. 750 cashback
  • Cardholders enjoy a maximum of 8 free PVR tickets within 3 months after the program period gets over
  • If your credit card gets stolen, you get a cover of Rs. 1, 25,000 against fraudulent usage up to 7 days Pre-reporting
  • Your Add-on Card, gets all the benefits, that you enjoy on your credit card
  • You have the access to set spend limit on your Add-on Card as you wish
  • Lastly, you can ask spends separately for each of your Add-on card(s).

Delight Platinum Credit Card Fees/Rates

  • Annual Fee – Rs. 299
  • Joining Fee – Rs. 1999
  • Addon Card Fees – Rs.299
  • Overlimit Charge – Rs. 500
  • Cheque Bounce Charges – Rs. 500
  • Foreign Currency Mark Up – 3.5%
  • Late Payment Charges – Rs.100 for statement o/s less than or equal to Rs. 500. Rs. 500 for statement o/s Rs. 500.01 to Rs. 10,000. Rs. 700 for statement o/s greater than Rs. 10,000.

How to Apply for Delight Platinum Credit Card

Eligibility Criteria

  • Firstly, the primary cardholder must be in between 18 and 70 years of age
  • Secondly, the Add-on cardholder should be over 18 years of age
  • Thirdly, stable credit history is needed
  • Fourthly, an intending applicant should demonstrate a consistent income
  • Lastly, the applicant should be a resident of India.

How to Apply

  • Firstly, visit the Kotak Mahindra Bank application page
  • Secondly, on the webpage, enter the following; Full name, Email ID, Mobile no, and Residence city.
  • Submit a link to get started on your application process.
  • Finally, you can alternatively apply offline, by visiting the nearest Kotak Mahindra Bank branch, with the required documents, and meet a bank representative. Fill up the application form, and submit the documents.

How to Check Delight Platinum Credit Card Application Status

  • Firstly, scroll to Kotak Mahindra Bank credit card website
  • Secondly, beneath the “Explore Products”, and click on the cards>credit card services
  • Tap on it to get redirected to the “Check Your Card Application Status” page
  • Provide your application reference number or application form number and hit on “Check Status” tab.
  • You can also call at 1860-266-2666 or +91-22-6600-6022, to check your application status.

How to Login Delight Platinum Credit Card

To gain access to your credit card;

  • Firstly, go to
  • Secondly, on the webpage, enter your CRN/Customer ID or Nickname
  • Thirdly, key in also your Password
  • Fourthly, tap on the “Take me directly to”, and choose the option that you want
  • Finally, tap on the “Secure Login”.

How to Recover Delight Platinum Credit Cards Password

  • On the login link, tap on the “Forgot/ Blocked Password?
  • On the new page, enter the recommended details, to recover your password.

How to Make Delight Platinum Card Bill Payment

Make your bill payment, via the following mediums;

  • Online
  • WebPAY
  • IMPS
  • Net Banking
  • Through NEFT
  • Visa Payment
  • Offline
  • Over the counter
  • Drop boxes
  • Auto debit
  • Phone Banking.

Delight Platinum Credit Card Customer Service Number

Call: 1860 266 2666, to gain access to a customer care agent.