Citibank Rewards Credit Card offers an attractive signup bonus and reward points to users. If you’re planning to spend big at apparel and department stores, use the Citibank Rewards Credit Card for exciting rewards. Points can be redeemed for attractive travel options, premium merchandise and so much more.
Citibank Rewards Credit Card Reward Program
- Firstly, earn 10 Reward Points for every $125 spent at apparel and department stores with Citibank Rewards Credit Card
- Secondly, earn 1 point for every $125 spent on all other purchases
- Thirdly, redeem points instantly at select partners
- Lastly, get 2,500 points on Card activation
Citibank Rewards Credit Card Benefits & Features
- Firstly, get Rewards from Citibank Rewards Credit Card every time you shop
- Earn 10X Reward Points on spends at apparel and department stores
- Receive 1 point for every $125 on all other purchases
- Lastly, the identity of apparel and unit stores is based on MCCs (Merchant Category Codes) allotted by Visa and MasterCard.
- Get 1,500 bonus points on your first spend made within 30 days of card issue
- Receive 1,000 bonus points on your first spend of 1000 made within 60 days of card issue
Earn Bonus Reward Points
Bonus on monthly Spends: Get 300 bonus points on card spends of INR 30,000 or more in a month
Points that never expire
Get to Redeem now or keep collecting for something big for later – it’s a choice you have because your reward points will never expire.
Do more with your points
Take advantage of the most flexible rewards program. Enjoy attractive redemption options including holidays, air miles, cash back, and premium merchandise.
Citibank Rewards Credit Card Fees & Charges
- Interest Rate: 25% per month (39% per annum). This can change periodically based on your spending, payback, and utilization patterns.
- Annual Fee: Your annual fee of 1000 is waived on making purchases of 30,000 in a membership year.
Instant redemption at over 1200 participation IndianOil outlets. To locate an IndianOil outlet near you, SMS IOC<PIN CODE> to 52484 if you use an Airtel/Aircel/Idea or Vodafone network. If not, please send the SMS to +91-9880752484. You can also access a complete list of participating IOC outlets here. Redemption rate at IndianOil outlets: 1 Reward Point= 0.25| MPR to redeem: 250.
- In-Store Shopping Instant redemption at select partner stores.Redemption rate at partner stores: 1 Reward Point = INR 0.30| Minimum Points required to redeem: 250
- Online Shopping Instant redemption against movie tickets, travel arrangements, mobile services, and hundreds of things you’d love to own at online mega-stores. Online shopping sites redemption rate: 1 Reward Point= 0.30 | MPR to redeem: 250 Online travel sites redemption rate: 1 Reward Point= 0.25
- Air miles On Air India and Jet Airways as Frequent Flyer membership miles. To redeem for air miles, please call Citi 24×7 CitiPhone helpline. The redemption rate for air miles: 1 Reward Point = 0.75 miles | MPR to redeem: 100.
- Adjust points against your statement outstanding To redeem, please call Citi 24×7 CitiPhone helpline, the Redemption rate for cashback: 1 Reward Point = 0.35 | MPR to redeem: 5,000.
Instant redemption against premium brands Makes a pick from popular brands. Redeem your points in three simple steps – browse the catalog, choose what you want.
How to Apply for the Citibank Rewards Credit Card
- Firstly, navigate to the Citibank Rewards Credit Card page
- Secondly, click “yes” or “No” to show if you a Citibank customer already
- Thirdly, enter in your name (as reflected in NRIC/ passport)
- Fourthly, enter in your NRIC/Passport No./FIN
- Fill in your Email Address, mobile number, monthly income
- Decide if you want to opt for electronic statements (optional)
- Choose appropriately the “I confirm that I” options
- By clicking “Submit” and providing your personal data, you consent to Citibank terms.
You can also check out other Citibank credit cards.