Citi Double Cash Card – rewards without stress and charges no annual fee.

Do you need another Credit Card that can help you maximize cashback? The Citi Double Cash Card can be used alone or combined with a bonus category credit card for those who use a two-card strategy to maximize cashback. Citi Double Cash Card offers rewards without stress and charges no annual fee.

Citi Double Cash Card Rates, Fees & Offers

Firstly, Annual fee: $0
Secondly, Intro APR: 0% on Balance Transfers for 18 months
APR: 14.49% – 24.49% variable
Penalty APR: Up to 29.99%
Cash Advance APR: 26.24% Variable
Rewards rate
1% cashback when you purchase, plus an additional 1% as you pay for those purchases.
Also, the Citi Double Cash Card 18 month BT offer essentially doubles the rate of standard industry cashback of 1%. It pays 1% on the front end and 1% after paying the bill. The earlier you pay your balance, the earlier you earn the second half of the rewards. This is a powerful incentive to pay your credit card bill in full every month.
Balance Transfers do not earn cashback
0% Intro APR on Balance Transfers for 18 months. Thereafter, the variable APR will be 14.49% – 24.49% depending on your creditworthiness
Get 1% cashback on every dollar spent
Start redeeming with as little as $25 in rewards
Redeem for a statement credit, bank account deposit, gift card, or a check
Tap ‘Apply Now’ to see the applicable balance transfer fee and how making a balance transfer affects interest on purchases
No categories to track, no caps on cashback, no annual fee.
Sign up Bonus: None
Recommended credit score: Good-Excellent

Perks

The Citi® Double Cash Card-18 month BT offers a waive on a fee on first late payment.
Citi Price Rewind, if your purchases are registered online, notifies you of lower prices on those items and refunds the difference.
Citi private pass offers special access to entertainment deals and tickets to special events.