Capital One Secured Mastercard – Top Unsecured Card for Bad Credit

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Capital One understands that it is not easy to get approval for a Credit Card if you have a bad credit score; that’s why Capital One Secured MasterCard was introduced. The Card offers many perks and bonus points. It does not require an initial security deposit.

Capital One Secured Mastercard

Capital One Secured MasterCard Rates & Fees

Annual fee: $0
Rewards rate: N/A
Bonus Offer: None
Intro APR: N/A
APR: 24.99% Variable APR
Cash Advance APR: 24.99% Variable

Capital One Secured MasterCard Benefits

  • Firstly, it builds credit when used responsibly, with regular reporting to the major credit bureaus, unlike a prepaid card.
  • Secondly, based on your creditworthiness, you can get an initial $200 credit line after making a security deposit of $49, $99, or $200 as the case may be.
  • Thirdly, earn access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed.
  • Fourthly, your account can easily be managed with 24/7 online access, by phone or using our mobile app
  • Next, $0 Fraud Liability if your card is ever lost or stolen
  • Also, personalized Payment: you can choose payment options
  • Lastly, this credit card is accepted at millions of locations worldwide.

How to Apply for Capital One Secured Mastercard

  • Firstly, go to Capital One’s website, at
  • Secondly, browse for the Capital One® Secured MasterCard
  • Thirdly, check if you are pre-qualified
  • Enter your personal details to proceed with your Sign up. Fill in your;
    Your full name
    Second, your social security number (SSN)
    Your date of birth
    Fourthly, your home address
    Next, your yearly income
  • Click apply now
  • Wait to receive your card. After approval, it can take anywhere from 7 to 10 business days for your card to arrive at the address you applied with.

Customer Service

To report lost or stolen, call 1-800-955-7070.
General Customer Service: 1-877-383-4802.
Need help with accessibility on our site? Call: 888-464-0727
Customer Servicing Number: 1-800-723-3500.

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