Build MasterCard – the credit you need and the convenience you desire.

Pay for life’s essentials with Build MasterCard. Be it groceries, gas, clothes, or utility bills, Build offers you just the credit you need and the convenience you desire. Unlike secured cards, there’s no deposit to get access to a credit line.
Build MasterCard is issued by Republic Bank & Trust Company. This card can be used to shop everywhere MasterCard® is accepted and you can access your account 24/7 through the web and mobile.

Build MasterCard

Build MasterCard Offers

  • Firstly, offers an affordable credit option. You can get a credit line with clear upfront pricing
  • Secondly, no add-ons
  • Thirdly, enjoy fraud protection
  • Fourthly, gain access to 24/7 account access, via the web and mobile
  • Also, stay calm when your card is lost or stolen, with zero liability fraud protection
  • Lastly, use your card to shop everywhere MasterCard® is accepted.

Build MasterCard Fees/Rates

  • Annual Fee – $72
  • Purchases APR Rate – 29.9% (Variable)
  • Cash Advance Rate – 29.9% (Variable)
  • Cash Advance Fee – $10 or 3%
  • Late Payment Fee – Up to $35
  • Returned Payment Fee – Up to $35
  • Additional Cardholder Fee – $12
  • Grace Period – None
  • Foreign Transaction Fee – None
  • Over Limit Fee – None.

How to Apply for Build MasterCard

Eligibility Requirements

  • Build Card is aimed at cardholders with poor credit scores of 300 to 600.
  • Applicant must be at least 18 years of age.

How to Apply

  • Firstly, you must be invited to apply for the Build Card
  • Secondly, once you get the offer code, tap on the “Respond To Offer” link on The Build Card website
  • Thirdly, key in the offer code, application ID, Zip code, and Social security number, and proceed to the application, which you will be required to give your personal information like your contact details and annual income.

How to Activate Build MasterCard

To activate your newly acquired Build MasterCard;

  • Scroll to
  • Card number, First name, Middle initial, Last name, Last 4 digits of your social security number, Expiration date, CVC/CVV number, Date of birth, State, Zipcode.
  • Tap on the “Submit” link.

How to Login Build MasterCard

To gain access to your credit card account;

  • Scroll to
  • Enter your User ID and Password
  • Tap on the “Login” link to gain access.

How to Recover Build MasterCard Password

  • On the login page, tap on the “Forgot your Password” link
  • Enter the following details
  • Account number, First name, Middle initial, Last name, Last 4 digits of your social security number, Expiration date, CVC/CVV number.
  • Tap on the “Next” link.

Build MasterCards Customer Service Number

Call: 1-800-634-9558, to gain access to a customer care agent.

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