Arhaus Credit Card – get 0% financing AND reward points

Arhaus Credit Card allows users to choose the benefit that matters most to them. Anytime you make a purchase using the Arhaus credit card, you can either earn points or you can opt for Special 0% financing on orders over $1500. On purchases over $3999, you can actually get 0% financing AND reward points. This credit card is issued by Comenity Bank with no annual fee charge attached. It can be used at Arhaus Furniture.

Arhaus Credit Card

Arhaus Credit Card Benefits

  • Anytime you make a purchase using the Arhaus credit card, you can either earn points (1 point per dollar) or you can opt for Special 0% financing on orders over $1500, (On purchases over $3999, and you can actually get 0% financing AND reward points.)
  • Secondly, get up to 24 months of special financing
  • Thirdly, there are convenient, minimum monthly payments
  • Fourthly, cardholders, get access to special savings events
  • Offers cardholders online account access
  • Laslty, there’s no annual fee charge on the card.

Arhaus Credit Card Fees/Rates

  • Purchase APR – 29.99% (Variable)
  • Grace Period – 25 days
  • Minimum Interest Charge – $2.00
  • Annual Fee – None Charged

How to Apply for Arhaus Credit Card

Application Criteria

  • Applicant must be at the age of majority in their state or territory
  • Must have a valid government-issued photo ID
  • It is expected that an applicant should have a valid government-issued tax identification number ( SSN or SIN)
  • An applicant should have a street, rural route, or APO/FPO mailing address (PO Box mailing addresses are not accepted).

How to Apply

  • Firstly, visit the secure application page of Comenity Bank
  • Secondly, read through the important info about opening an account
  • Next, you to provide the following personal info; First name, MI (Optional), Last name, Suffix (Optional), SSN, DOB, and Annual income.
  • Thereafter, you are to provide the following contact info; Home or mobile phone, Work phone, mailing address, (Address*, Address 2) City, State Annual income, Zip code, Email address.
  • This next step requires you to add an authorized buyer to your account. Do this by checking the “yes” or “No”.
  • Thereafter read through the important info, about opening an account, as well as the fees and rates of Arhaus credit card.
  • Next, check the box provided, if you agree to the terms and conditions of the card
  • Finally, tap the “Submit” button, to submit your application for approval.

How to Activate Arhaus Credit Card

To activate your newly acquired Arhaus CC;

  • Key in your, Credit card number, Zip code/Postal code and the Last 4 digits of your social security number or Social insurance number.
  • Tap on “Find my Account”
  • On the next page, key in your profile details, and set your Username/Password
  • Lastly, tap on the “Create Account” tab, to get your card activated.

How to Login Arhaus Credit Card

To login to Arhaus credit card,

  • Firstly, scroll to the login page of Arhaus CC
  • Secondly, ey in your Username and Password
  • Lastly, tap on the “Sign In” button to log in.

How to Recover Username or Password

  • Scroll to the card login page
  • Tap on the “Forgot Username/Password” link on the middle section of the screen.
  • Key in the following details; Account number, SSN, DOB, Mother’s name.

How to Make Arhaus Credit Cards Bill Payment


  • Sign in to your account
  • Locate the payment tab
  • Next, key in your checking account number and bank routing number
  • Choose a payment option, and make your bill payment.

By Mail

  • Mail your bill payment to the following address;

Comenity Bank
PO Box 182273
Columbus, OH 43218-2273.

Arhaus Credit Cards Customer Service Number

Call: 1-888-245-4064, to gain access to a customer care agent.

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