AAA Visa Card – ideal for low spenders who want a no annual fee

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The American Automotive Association (AAA) offers a credit card that is truly beneficial for frequent users of AAA. The AAA Visa Card is ideal for low spenders who want a no annual fee travel credit card. You don’t have to be a member to apply. The cashback this card provides on travel, groceries, and gas rivals some of the best credit cards out there.

AAA Visa Card


AAA Visa Card Rewards and Features

  • Get 3 points for every $1 spent on qualifying AAA and travel purchases
  • Earn 2 points for every $1 spent on gas, grocery, and drug store purchases
  • Earn 1 point for every $1 spent on all other purchases

Sign up Bonus

$100 statement credit after the qualifying purchase(s)

Annual Fee


Intro Purchase APR

0% for 12 months

Regular Purchase APR
12.99% to 22.99% (Variable)

Chip Technology

Intro Balance Transfer APR
0% for 12 months

Cash Advance APR
15.99% to 24.99% (Variable)

Late Fee
Up to $38

Foreign Transaction Fee

Regular Transaction Fee

Regular Balance Transfer APR
12.99% to 22.99% (Variable)

Penalty APR
Up to 29.99%

Returned Payment Fee
Up to $27

AAA Visa Card Benefits

Account Management

  • Account Alerts: You get alerts about account information on your mobile device
  • Mobile Banking: Pay your credit card bill online, transfer funds, check available credit, and more
  • Text Banking: Send a text and get important account information.


  • Fraud Protection: You won’t be held accountable for the unauthorized use of your AAA Visa Card.
  • Overdraft Protection: Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.
  • ShopSafe: You get protection when you are shopping online.

Visa Signature Benefits

AAA Visa Card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for this card.

How To Apply For The AAA Visa Card

  • Visit the Bank of America credit card page
  • Locate the AAA Visa CardS and click ‘Apply now’
  • Fill in all the information’s required, this includes, personal details, contact details, a couple of yes/no questions, employment/financial details, and check a few additional options
  • Read through the terms and conditions and accept, then click ‘Review your information’

If you are approved, you will receive a notification through email with instructions on how to receive your card.