5 Best Cash Back Credit Cards – reward for your money

If you are looking out for a good cash back credit card that can offer a reward for your money, take your pick from the 5 best cashback credit cards outlined below; With these best cashback credit cards, you can expect no annual fee and more benefits.

Cash Back Credit Cards

  1. Citi Double Cash Back Credit Card

Firstly, citi Double Cash Back credit card is a dependable cash back card that offers rewards and benefits which makes acquiring the card worthwhile for cardholders.

Citi Double Cash Card Rewards

  • Receive cash back twice on every purchase with unlimited 1% cashback, when you make a purchase, with an additional 1% as you pay for those purchases.
  • You don’t earn cashback with Balance Transfers
  • 0% Intro APR on Balance Transfers for 18 months, thereafter, the variable APR will be 14.74% – 24.74% depending on your creditworthiness.
  • No restrictions on cash back, no annual fee charged, and no categories to track.

Citi Double Cash Back Credit Card Fees/Rates

  • Annual Fee – $0
  • Purchase Intro APR– N/A
  • Purchase Regular APR –14.74% – 24.74% (Variable)
  • Balance Transfer Intro APR –0% (18 months)
  • Balance Transfer Regular APR – 14.74% – 24.74% (Variable)
  • Cash Advance Rate –26.49% (Variable)
  • Cash Advance Fee – 5 Min: $10
  • Late Fee – Up to $35
  • Penalty APR – Up to 29.99% (Variable)
  • Balance Transfer Fee – 3% Min: $5
  • Foreign Transaction Fee – 3%.
  1. Chase Freedom Cash Back Credit Card

Also, chase Freedom cash back credit card is a unique credit card that offers you cash back on every purchase.

Chase Freedom Cash Back Credit Card Benefits

  • Earn a 150 bonus, after you spend $500 on purchases in the first 3 from opening your account.
  • Get a $25 bonus offer, after you add your first authorized user, and make your first purchase within the same three months period.
  • No expiration on cashback rewards as long as your account remains open
  • No restrictions on the redemption of cashback with Chase Freedom Cash Back Credit Card.

Chase Freedom Cash Back Credit Card Fees/ Rates

  • Annual Fee –None
  • Introductory APR Rate –0% for 15 months from account opening on purchases and balance transfers. Thereafter, 16.24%-24.99% variable APR
  • Balance Transfer Fee –5% of the amount transferred with a minimum of $5.
  1. Blue Cash Preferred® Card from American Express Your cashback can build up fast if you at the grocery store often using Blue Cash Preferred® Card from American Express.

Blue Cash Preferred® Card from American Express Benefits

  • Earn $200 statement credit once you spend $1,000 in purchases on your new Card within the first 3 months
  • Get 6% cashback in U.S.supermarkets (on up to $6,00 per year in purchases, thereafter 1%) – this implies spending $60 a week at U.S. supermarkets, this could earn over $180 back per year.
  • Receive 3% cashback at the U.S. at gas stations and at some U.S. department stores
  • Also, earn 1% back on other purchases
  • Cashback is gotten in the form of Reward Dollars which can easily be redeemed for statement credits, gift cards, and merchandise.

Blue Cash Preferred® Card from American Express Fees/ Rates

  • Annual Fee – $95
  • Purchase Intro APR – 0% for 12 months
  • Transfer Intro APR – 0% for 12 months
  • Regular APR –14.24% – 25.24% (V)
  • Balance Transfer Fee – 3% (min $5)
  1. Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card offers unique cashback bonuses to cardholders. This includes;

  • Earn a one-time cash bonus of 150 once you spend $500 on purchases within 3 months from opening the account
  • Get unlimited 1.5% cashback on every purchase, every day
  • This credit card needs no rotating categories or sign-ups to earn cash rewards, and also rewards don’t get to expire as long as the account is open.
  • Also, there’s no restriction on how much you can earn.

Capital One® Quicksilver® Cash Rewards Credit Card Fees/ Rates

  • Annual Fee – None
  • Purchase Introductory APR – 0% intro on purchases for 9 months
  • APR –14.24% – 24.24% (Variable)
  • Penalty APR –None
  • Balance Transfer Intro APR – 0% intro on balance transfers for 9 months
  • Balance Transfer Fee – 3%
  • Cash Advance Fee – 3% of the amount of the cash advance, though not less than $10
  • Foreign Transaction Fee – None
  1. Discover it®| 5 Best Cash Back Credit Cards

Discover it®, is a valuable card, that matches all the cashback earned at the end of your first year, automatically.

Benefits Of Discover it®

  • Get 5% cashback at various places each quarter, such as gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs, up to the quarterly maximum every time you activate
  • 1% unlimited cash back instantly on all other purchases
  • Get to redeem your cashback for any amount, any time. Cash rewards don’t get to expire
  • 100% U.S. based customer service.

Discover it Fees/Rates

  • Annual Fee – None
  • Purchase Intro APR – 0% intro on purchases for 9 months
  • APR – 14.24% – 24.24% (Variable)
  • Penalty APR – None
  • Balance Transfer Intro APR – 0% intro on balance transfers for 9 months
  • Balance Transfer Fee – 3%
  • Cash Advance Fee –3% of the amount of the cash advance, though not less than $10
  • Foreign Transaction Fee – None.

If you are looking out for a good cash back credit card that can offer a reward for your money, take your pick from the 5 best cashback credit cards

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