If you are looking out for a good cash back credit card that can offer a reward for your money, take your pick from the 5 best cashback credit cards outlined below; With these best cashback credit cards, you can expect no annual fee and more benefits.
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Citi Double Cash Back Credit Card
Firstly, citi Double Cash Back credit card is a dependable cash back card that offers rewards and benefits which makes acquiring the card worthwhile for cardholders.
Citi Double Cash Card Rewards
- Receive cash back twice on every purchase with unlimited 1% cashback, when you make a purchase, with an additional 1% as you pay for those purchases.
- You don’t earn cashback with Balance Transfers
- 0% Intro APR on Balance Transfers for 18 months, thereafter, the variable APR will be 14.74% – 24.74% depending on your creditworthiness.
- No restrictions on cash back, no annual fee charged, and no categories to track.
Citi Double Cash Back Credit Card Fees/Rates
- Annual Fee – $0
- Purchase Intro APR– N/A
- Purchase Regular APR –14.74% – 24.74% (Variable)
- Balance Transfer Intro APR –0% (18 months)
- Balance Transfer Regular APR – 14.74% – 24.74% (Variable)
- Cash Advance Rate –26.49% (Variable)
- Cash Advance Fee – 5 Min: $10
- Late Fee – Up to $35
- Penalty APR – Up to 29.99% (Variable)
- Balance Transfer Fee – 3% Min: $5
- Foreign Transaction Fee – 3%.
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Chase Freedom Cash Back Credit Card
Also, chase Freedom cash back credit card is a unique credit card that offers you cash back on every purchase.
Chase Freedom Cash Back Credit Card Benefits
- Earn a 150 bonus, after you spend $500 on purchases in the first 3 from opening your account.
- Get a $25 bonus offer, after you add your first authorized user, and make your first purchase within the same three months period.
- No expiration on cashback rewards as long as your account remains open
- No restrictions on the redemption of cashback with Chase Freedom Cash Back Credit Card.
Chase Freedom Cash Back Credit Card Fees/ Rates
- Annual Fee –None
- Introductory APR Rate –0% for 15 months from account opening on purchases and balance transfers. Thereafter, 16.24%-24.99% variable APR
- Balance Transfer Fee –5% of the amount transferred with a minimum of $5.
- Blue Cash Preferred® Card from American Express Your cashback can build up fast if you at the grocery store often using Blue Cash Preferred® Card from American Express.
Blue Cash Preferred® Card from American Express Benefits
- Earn $200 statement credit once you spend $1,000 in purchases on your new Card within the first 3 months
- Get 6% cashback in U.S.supermarkets (on up to $6,00 per year in purchases, thereafter 1%) – this implies spending $60 a week at U.S. supermarkets, this could earn over $180 back per year.
- Receive 3% cashback at the U.S. at gas stations and at some U.S. department stores
- Also, earn 1% back on other purchases
- Cashback is gotten in the form of Reward Dollars which can easily be redeemed for statement credits, gift cards, and merchandise.
Blue Cash Preferred® Card from American Express Fees/ Rates
- Annual Fee – $95
- Purchase Intro APR – 0% for 12 months
- Transfer Intro APR – 0% for 12 months
- Regular APR –14.24% – 25.24% (V)
- Balance Transfer Fee – 3% (min $5)
- Capital One® Quicksilver® Cash Rewards Credit Card
Capital One® Quicksilver® Cash Rewards Credit Card offers unique cashback bonuses to cardholders. This includes;
- Earn a one-time cash bonus of 150 once you spend $500 on purchases within 3 months from opening the account
- Get unlimited 1.5% cashback on every purchase, every day
- This credit card needs no rotating categories or sign-ups to earn cash rewards, and also rewards don’t get to expire as long as the account is open.
- Also, there’s no restriction on how much you can earn.
Capital One® Quicksilver® Cash Rewards Credit Card Fees/ Rates
- Annual Fee – None
- Purchase Introductory APR – 0% intro on purchases for 9 months
- APR –14.24% – 24.24% (Variable)
- Penalty APR –None
- Balance Transfer Intro APR – 0% intro on balance transfers for 9 months
- Balance Transfer Fee – 3%
- Cash Advance Fee – 3% of the amount of the cash advance, though not less than $10
- Foreign Transaction Fee – None
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Discover it®| 5 Best Cash Back Credit Cards
Discover it®, is a valuable card, that matches all the cashback earned at the end of your first year, automatically.
Benefits Of Discover it®
- Get 5% cashback at various places each quarter, such as gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs, up to the quarterly maximum every time you activate
- 1% unlimited cash back instantly on all other purchases
- Get to redeem your cashback for any amount, any time. Cash rewards don’t get to expire
- 100% U.S. based customer service.
Discover it Fees/Rates
- Annual Fee – None
- Purchase Intro APR – 0% intro on purchases for 9 months
- APR – 14.24% – 24.24% (Variable)
- Penalty APR – None
- Balance Transfer Intro APR – 0% intro on balance transfers for 9 months
- Balance Transfer Fee – 3%
- Cash Advance Fee –3% of the amount of the cash advance, though not less than $10
- Foreign Transaction Fee – None.
If you are looking out for a good cash back credit card that can offer a reward for your money, take your pick from the 5 best cashback credit cards
